I’ve said it before, and I’ll say it again. I am not a fan of gold (XAUUSD). I get it, it has some vicious rallies. But overall, I’d rather be a long-short type with stocks and bonds. I do allocate to ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.